Car breakdown and rescue providers
Essential insurances for drivers
No one wants to end up stuck on the side of
the road after a breakdown. Fortunately, if you’re a UK driver, car breakdown
cover is available, ensuring that if something happens to your vehicle while
you are on the road, you will get the help you need. Here’s a brief overview of
car breakdown cover, including what it is, what it covers, and where to get it.
What is Car Breakdown Cover?
Just as it sounds, breakdown cover provides
roadside assistance in the event a vehicle breaks down. It is frequently bundled
in with your car insurance policy. There are two types of breakdown cover to
Vehicle cover: This policy applies to a certain vehicle, regardless of who is
Personal cover: This policy applies to any vehicle you may be driving OR riding in,
providing it meets your policy’s requirements.
Although you are not required to have car
breakdown cover, it can certainly come in handy if you ever find yourself
stranded on the side of the motorway. A free car check can help negate some of the risk of breaking down. MOT history let's you see when the car might have warnings for. Those parts could be replaced before the break completely and make the car unreliable.
What is Included in Car Breakdown Cover?
Breakdown cover can vary greatly, depending
on the specific policy you choose. Even the most basic policy should include
rescue at the roadside by a skilled mechanic who has the knowledge and tools to
find your problem quickly. If possible, the problem will be fixed on the spot.
If not, towing will be arranged. This is where the policies may differ.
Typically, a standard policy will only tow your vehicle a short distance to a
local garage, while a higher tier policy may tow your vehicle anywhere in the
The policy you choose will also determine:
How many call-outs you can make
in a year, ranging from as few as 5 for basic policies to unlimited
· Whether or not you are eligible
for at home assistance, which covers your vehicle at home and up to a ¼ mile
from your home
Whether or not you are eligible
for national recovery, which will tow your vehicle to any UK destination, while
also taking you and your passengers where you need to go
Whether or not you are eligible
for onward travel, which allows entitles you to alternative transportation or a
hired car while your vehicle is being serviced
What Can Car Breakdown Cover be Used
Car breakdown cover can be used for any
type of event that leaves you stranded, such as a punctured tyre or a dead car
battery. It can be used 24/7/365.
Who Offers Car Breakdown Cover?
In the UK, several providers offer this
type of cover, including:
RAC: RAC offers
several plans to choose from, ranging from standard for £5 per month to unlimited, which is available for £7.50 per month. Discounts may be given if you pay for an annual
policy in full upfront.
AA: AA offers
similar policies that are very similar to those available through RAC, although
there most basic package does allow for unlimited call-outs and costs £12 per month. However, for £17 per month,
you can get everything including national recovery and online travel.
Green Flag: Green Flag
has 5 different coverage levels to choose from, including one that offers
Europe cover, which provides roadside assistance throughout Europe. If you tend
to travel, this is something worth considering.
Don’t allow yourself to get stuck on theside of the road, trying to find someone to help you. Get car breakdown cover,
so that you are eligible for the assistance you need with a single phone call
or click of an app.
Labels: aa breakdown, breakdown cover, car breakdown, car check, free car check, greenflag, mot and road tax, rac breakdown, roadside assistance